Be sure to use strong password for your Evernote account. Here's a list of what should be a part of your vital documents. You can also keep these documents digitally on Evernote or save them on a flash or external hard drive in your waterproof box or safe. This might be where you are most organized! Many of us have a safe or a waterproof grab and go box.
Make and model, or serial number if available.Original price (if you have the receipt you can scan and attach it).Where you purchased item (Macy's, Best Buy).Description of the item ( Star Furniture love seat sofa or Pottery Barn sofa).
You can use an online inventory called HomeZada. HomeZada helps you manage the process of creating the inventory by room. Be sure these have a date to help you with cash value. (My clients have these separated by electronics, furniture, appliances, and jewelry.
Check to be sure what type of policy you have. Check coverage on big ticket items, such as jewelry, art and collectibles which may have increased in value and require additional coverage from your standard homeowners insurance policy.Īn inventory, or list, of all the items in your home is required to be compensated. There are several ways to do this. Create a video of your home and it’s contents, talking through the names and details of the items. Copy the video and place one at your house and another someone else's house. Keep a file folder for receipts of major purchases. There are different options for home insurance coverage. Check your policy for coverage of your home, especially to determine what is covered and how it is covered. Your policy could be cash value where you begin with receiving cash/check for the existing value of your items. Or your policy could be replacement value, where you receive a check to replace the items at the current cost. Here's how organizing your home inventory makes a difference for you. Watching all the devastation on television, we are reminded of the necessity of organizing a home inventory. Even though September is annual National Preparedness Month, organizing a home inventory may be the last thing we do as homeowners. Those of us who recently suffered flooding may be required to have a home inventory for insurance and tax purposes now. This can be a time consuming and difficult.